BMA Banking Systems is committed to delivering affordable, user-friendly technology that streamlines payment processing for businesses. We are well-versed in all widely used card processing areas and offer a range of solutions that cater to your unique needs. Explore our card solutions today and take the first step towards hassle-free credit card processing.
Card Solution Systems
You can use your credit card processing solution or select from one of BMA’s strategic partners. BMA is well-versed in all widely used card processing areas, including debit & credit cards, money management, real-time processing, and commercial and retail options.
Whether you are looking to keep your current partner, switch partners, or find your first transaction processing solution, our team can help you find the right fit for your business. Your account executive will discuss your unique company’s needs and offer the best credit card solutions for you and your customers.
We understand the headaches that can come with choosing a credit card processor. Our goal is to eliminate the stress and guide you through our affordable, user-friendly technology.
What You Can Do With Our Credit Card Processing Solution
Use back-end reports to gain insight into customer behavior and streamline marketing and eCommerce strategies.
- Acquire and retain more customers with retail & commercial payment solutions that improve operations and boost ROI.
- Control and manage payments via commercial banking and credit card transaction processing solutions.
- EMV chip cards prevent fraudulent card transactions.
- Improve choice and flexibility on Pin Selection.
- Improve your bottom line with lower interchange fees and improve your risk management strategy with back-end fraud protection.
- Instant issuance allows on-site personalized debit and credit cards.
- Metallic cards for your premier clients provide an elite membership.
Credit Card Processing Frequently Asked Questions
Below you can find answers to the most frequently asked questions about our electronic payment solutions.
How do I choose the right credit card processing solution for my business?
The right credit card processing solution for your business will come down to the volume and frequency of transactions you facilitate, the type of business you run, and your budget. As you shop around for payment processors, look for a reputable payment processing provider that can provide a range of solutions and has experience working with businesses like yours.
What is the average price of credit card processing?
Credit card processing fees tend to include a flat per transaction fee, a percentage of the transaction amount, and a monthly fee. Forbes reports that, on average, credit card processing fees tend to be between 1.5% and 3.5%. However, the exact cost of credit card processing will ultimately depend on your industry, transaction volume, processor, card network, and more.
It’s in your best interest to review the fee structure of every payment processor you’re considering to make sure you get the best deal.
What security measures should I look for to protect my customers’ information?
Providers of credit card solutions are held to payment card industry data security standards (PCI DSS) that keep customer payment information secure. Some core security features to look for include an updated operating system, tokenization, 3D secure authentication, encryption, and a payment card industry (PCI) certificate.
Why should I switch payment processors?
If your current card payment processor is providing subpar bank card solutions, you can experience a host of benefits from switching providers.
If fees are a top concern, for example, switching providers may allow you to find better pricing options and help you save money. Likewise, you may find processors offering newer technology with mobile payment solutions, enhanced fraud prevention, and better reporting features. Customer service is another common reason businesses switch payment processors; look for a provider that has proven to provide attentive and responsive support.
Learn How We Can Elevate Your Financial Institution
For over 30 years, we’ve built lasting partnerships that keep financial institutions ahead of the technology curve.
