Product Overview

  • All Debit Card Transactions are Eligible
  • Transaction Amounts Automatically Rounded Up to the Next Whole Dollar
  • Deposit of Rounded Up Amount to a Pre-Selected Savings Account

Transactions and Processing

  • Difference of Rounded Up Amounts will be Calculated and Credited to
    the Savings Account During the Daily Settlement Process
  • All Transactions will be Included in the Standard Reports
  • As a Feature; if an ATM / POS Transaction will cause the account to have a negative balance, the “Spare Change” Portion of the transactions will not be posted

Additional Features

  • All Transactions will be part of the Current Transactions Reports for Checking and Savings.
  • Card Accounts that use this new product can also be activated using your Financial Institutions Mobile Banking Product

Note: Not available in the State of Utah